$499
per month, per CFO office
$149
per month, founder pilot
5 min
plan-of-record to tracked work
How it works for CFOs
The CFO office loop in three steps.
From a signed owner / exec plan to a CFO-office dashboard every stakeholder reads in the same week — with per-row status that tells you exactly where each owner / executive sits against the plan they signed.
One plan-of-record for the owner / executive side
Every owner, founder, and C-suite participant on a single screen. Status of each in-flight plan across the CFO office — ranked by where attention is needed this quarter.
Items ranked by dollars on the line, not by document count
Checklist items, deadlines, document requests weighted by retention cliff, key-person coverage gap, NQDC vesting windows, and equity-comp cliffs. Largest exposures first; nothing slips quietly.
Same trail for company-funded, owner-funded, and advisor-executed work
For every owner / executive: what’s done, what’s queued, who’s chasing what. CFO office, owner, and the external advisor all read the same source of truth.
Why CFOs pick Planguard
We work from the plan the owner signed, not the recap the advisor emailed after the call.
The advisor’s recap captures what came up on the call. Planguard reads the document the owner and the company both agreed to — which is why CFOs documenting company-funded NQDC, key-person coverage, and deferred-comp plans pick it over a call-recap tool.
- Reads the signed PDF — the document the owner and the company agreed to.
- Every action item tied to whether the company funds it, the owner funds it, or the advisor executes it.
- Full timestamped trail — feeds the controller, the auditor, and the board read.
- Catches the items that never made it into a meeting recap.
- Captures only what the advisor typed up after the call.
- Items survive as notes — untethered from the plan of record.
- Trail exists, but not against the plan the owner and company signed.
- No roadmap for the things nobody thought to put in the recap.
How it works
Five stages from a signed owner plan to a CFO-office execution.
Every stage leaves a timestamped audit artifact. The CFO office, the owner, and the outside advisor read the same trail — same inputs, same outputs, one source of truth across company-funded, owner-funded, and advisor-executed work.
Owner plan lands in the CFO office
Signed plan PDF — written by the advisor the owner engaged — drops in once. Planguard reads the artifact the household and the company both signed against.
Plan-of-record parses company vs. owner lines
Items split into what the company funds (NQDC, key-person, exec benefits) and what sits on the owner's personal balance sheet (buy-sell, liquidity, post-exit cashflow).
Priority scores tie to dollars on the line
Items are weighted by retention cliff, tax-levy timing, key-person coverage gap, and next-event proximity. The biggest exposures surface first.
Document requests fan out per counterparty
Per-recipient context — advisor, custodian, trustee, insurer, counsel, owner — with the right wording per counterparty.
Weekly cadence + audit trail
Owner gets a steady weekly accountability cadence. CFO office reads the same trail with timestamps. Board gets a clean status line for retention and coverage.
Built for
Three shapes of CFO office. Same plan-to-execution gap on the table.
Founder + exec team · pre-Series C
Equity-comp cliffs are landing next quarter, key-person coverage is on the board agenda, and the founder just hired their first outside advisor. Planguard tracks every clause across both sides of the cap table.
Founder-owned · profitable · no outside investors
NQDC for the founder and key-person coverage for the next hire — both funded out of EBITDA. Planguard turns the plan the founder’s advisor signed into tracked work the bookkeeper can read.
Portfolio company · LBO recap · sponsor-mandated exec benefits
Retention plans for the management team, deferred comp funded at the sponsor level, and a sale-window clock ticking. Planguard keeps the management package and the personal balance sheet aligned to the exit.
Built for CFO governance
The trail your controller and your board already have to keep.
Planguard ships with the workflow document, the data inputs, and the sample outputs your controller and your auditor need to review the system against the company-funded executive plan and the deferred-comp trust before go-live. Every clause is tagged — company-funded, owner-funded, or advisor-executed. The trail logs everything — with timestamps.
§409A
NQDC plan-of-record
Every NQDC clause tagged with vesting window, funding source, and §409A reporting trail.
§162
Key-person coverage
Coverage gap, premium cadence, and beneficiary assignment tracked against the plan the owner signed.
§280G
Equity-comp cliffs
Vesting cliffs, deferred comp elections, and post-exit liquidity mapped to the company’s plan-of-record.
Pricing for CFO offices
Per-office-seat pricing that doesn’t punish you for adding owners.
Per-CFO-office pricing is $499/month per seat — SSO and role-based access included, no per-extracted-item or per-document fees. Founder pilot at $149/month for a single seat evaluating a founder-owned plan first.
Solo advisor
$149
/month
For the independent practice that already writes plans but needs them executed.
- Plan PDF upload (or text export) — reads the signed artifact
- Action checklist extracted from every clause
- Deadline calendar with priority scoring
- Weekly accountability emails to clients + advisor
- Client count: up to 200 active client plans per seat
- SECURE Act 2.0 trail export (CSV / JSON)
Per-team seat
$399
/month, per seat
Multi-advisor firms with shareable compliance review and SSO.
- Plan PDF upload + eMoney / MoneyGuide / RightCapital importers
- Action checklist + document-request list, weighted by priority
- Deadline calendar with firm-wide visibility
- Weekly accountability emails + drip campaigns
- Templates library — branches, mailers, renewals
- Client count: 2,500 active plans per seat (unlimited above)
- Role-based access + SSO + per-seat audit trail
Enterprise
Custom
tailored contract
For national firms, broker-dealers, and RIAs above 25 seats — volume licensing, dedicated compliance support, and a private deployment path.
- Volume seat licensing + dedicated onboarding
- Private deployment (VPC or on-prem) with SSO + SCIM
- Compliance co-review with your internal counsel
- Named technical account lead
The execution layer, not the relationship layer. Sits squarely between the outside advisor and the company’s plan-of-record — and never bills by plan, by paragraph, or by extract.
Sign up your CFO office
Make every signed owner plan a completed one — across the CFO office.
Start on the founder pilot at $149/month, or go directly per-CFO-office at $499/seat. Every plan your owner’s advisor already produces turns into a tracked, prioritized, accountable workflow on the CFO-office dashboard. Or email the founder at planguard-5@polsia.app for a sandbox plan and the owner/exec plan packet.